Terms of Service

These Terms of Service ("Terms") govern your access to and use of SwiftKeepers software, websites and related services (collectively, the "Service"). The Service is provided by Sebstah IT AB, a company incorporated in Sweden ("Sebstah", "we", "us" or "our").

By creating an account, downloading our mobile applications, using our website or otherwise using the Service, you agree to be bound by these Terms. If you are using the Service on behalf of a business, you confirm that you are authorised to accept these Terms on its behalf. If you do not agree, you must not use the Service.

SwiftKeepers helps freelancers and businesses capture, organise and work with receipts, expenses and related financial information, including through features that use automation or artificial intelligence where we offer them.

We may offer the Service on different plans (including free and paid tiers). Features and limits may vary by plan and platform. We do not guarantee that the Service is suitable for any particular tax, accounting or legal outcome—you remain responsible for your own compliance and professional advice.

• You must be at least 18 years old to create an account.
• You must provide accurate registration information and keep it up to date.
• You are responsible for safeguarding your credentials and for activity under your account.
• Notify us promptly if you suspect unauthorised access or security issues.

Paid plans, if available, are billed through the Apple App Store, Google Play or other payment channels we indicate. Prices, renewal periods and cancellation are subject to the rules of the relevant platform and the purchase flow shown at checkout. Subscriptions may renew automatically unless you cancel before the renewal date in accordance with platform rules.

Refunds, billing disputes and subscription management are handled primarily through the store or payment provider where you subscribed, unless we expressly agree otherwise in writing.

• Do not use the Service for unlawful, fraudulent or deceptive purposes.
• Do not upload content you do not have the right to use or that infringes others’ rights.
• Do not attempt to probe, disrupt, reverse engineer or circumvent security or technical limits, except as permitted by law.
• Do not resell, sublicense or misuse access to the Service without our written consent.

You retain ownership of content you submit (such as receipts and documents). You grant Sebstah a worldwide, non-exclusive licence to host, process, back up and display that content only as needed to provide and improve the Service, including as described in our Privacy Policy.

We do not sell your personal data. How we collect and use personal data is set out in the Privacy Policy, which forms part of your agreement with us.

Parts of the Service may use automated or AI-assisted processing to read, classify or summarise information you submit. Outputs may be incomplete or incorrect. You should review important information before relying on it for tax, accounting or business decisions.

The Service, including software, branding, documentation and underlying technology, is owned by Sebstah or its licensors. Subject to these Terms, we grant you a personal, non-exclusive, non-transferable licence to use the Service for your internal business purposes in line with your plan.

You must not copy, modify, distribute or create derivative works from our materials except as allowed by law or with our prior consent.

If you download SwiftKeepers from Apple or Google, you acknowledge that those platforms are not parties to these Terms and are not responsible for the Service, except as required by their own terms. You must also comply with applicable store rules.

We aim to operate the Service reliably but do not guarantee uninterrupted or error-free availability. We may modify, suspend or discontinue features to reflect product, legal or security needs.

We may update these Terms from time to time. We will post the revised Terms on our website and update the "Last updated" date. If changes are material, we may also notify you in the Service or by email where appropriate. Continued use after the effective date constitutes acceptance of the updated Terms, except where applicable law requires additional steps.

We may suspend or terminate access if you materially breach these Terms, create risk or legal exposure, or if we are required to do so by law. You may stop using the Service at any time. Provisions that by their nature should survive (including liability limits, governing law and intellectual property) will survive termination.

Account deletion and data handling are described in our Privacy Policy and on our account deletion page.

The Service is provided "as is" and "as available" without warranties of any kind, to the fullest extent permitted by law. We do not warrant that outputs (including AI-generated content) are accurate, complete or fit for a particular purpose.

To the fullest extent permitted by applicable law, Sebstah is not liable for indirect, incidental, special, consequential or punitive damages, or loss of profits, data or goodwill. Our total aggregate liability arising out of or relating to the Service or these Terms is limited to the greater of (a) the amount you paid us for the Service in the twelve (12) months before the event giving rise to liability, or (b) if no fees applied, one hundred (100) Swedish kronor.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under mandatory law.

These Terms are governed by the laws of Sweden, without regard to conflict-of-law principles. You agree that the courts of Sweden have exclusive jurisdiction over disputes arising from or relating to these Terms or the Service, subject to any mandatory rights you may have as a consumer in your country of residence.

Questions about these Terms can be sent to info@swiftkeepers.com or info@sebstah.com.